This Privacy Policy explains how Padamati Debt Funding Solutions ("we", "us", or "our") collects, uses, shares and protects the information you provide when you contact us or use our debt funding and advisory services. By contacting us or sharing your information, you agree to the practices described below.
Who we are
Padamati Debt Funding Solutions is a debt funding and financial advisory firm based in Hyderabad, India. We assist businesses with loan structuring, eligibility assessment and assistance in securing sanctions from banks and non-banking financial companies (NBFCs). We are an advisory firm and are not a bank or a lending institution.
Information we collect
We collect information that you choose to share with us, which may include:
- Contact details — your name, phone number, email address and business name.
- Business and financial information — details about your business, financial statements, bank statements, GST and tax records, credit history and other documents you provide so we can assess your eligibility and structure a proposal.
- Communication records — the contents of calls, WhatsApp messages, emails and other correspondence between you and us.
- Basic technical data — if you visit our website, standard information such as your browser type and pages viewed may be recorded by our hosting provider for security and performance purposes.
How we use your information
We use the information you provide to:
- Assess your loan eligibility and the amount you may qualify for.
- Structure and prepare your loan proposal.
- Communicate with you about your enquiry and our services.
- With your consent, present and submit your proposal to relevant banks and NBFCs.
- Maintain our records and comply with applicable legal and regulatory requirements.
How we share your information
We do not sell your personal information. We may share it only in the following circumstances:
- Lenders — with your consent, we share the relevant details and documents with banks and NBFCs in order to seek a sanction on your behalf.
- Service providers — with trusted parties who help us operate our business (for example, IT or communication tools), bound to handle your information confidentially.
- Legal requirements — where disclosure is required by law, regulation, or a valid request from a competent authority.
Messaging and third-party tools
We use WhatsApp and telephone to communicate with you. When you contact us through these channels, your communication is also subject to the privacy practices of those providers. We encourage you to review their respective privacy policies.
Data retention
We retain your information for as long as necessary to provide our services, to maintain our business records, and to comply with legal and regulatory obligations. When information is no longer required, we take reasonable steps to delete or securely dispose of it.
Security
We take reasonable measures to protect the information you share with us against unauthorised access, loss or misuse. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
Your rights
You may, at any time, request to:
- Access the personal information we hold about you.
- Correct information that is inaccurate or incomplete.
- Request deletion of your information, subject to our legal and record-keeping obligations.
- Withdraw any consent you have previously given.
To exercise any of these rights, please contact us using the details below.
Children's privacy
Our services are intended for businesses and individuals aged 18 and over. We do not knowingly collect information from minors.
Changes to this policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised "Last updated" date. We encourage you to review it periodically.
Contact us
If you have any questions about this Privacy Policy or how your information is handled, please contact us:
Padamati Debt Funding Solutions
Phone: +91 90630 17272
Email: padamati.ca@gmail.com
Address: 16-11-511/D/405, Shalivahana Nagar Colony, Moosarambagh, Hyderabad 500036, Telangana, India
Governing law
This Privacy Policy is governed by and construed in accordance with the laws of India, and any disputes shall be subject to the exclusive jurisdiction of the courts of Hyderabad, Telangana.